A car accident is a stressful and, often, traumatic event. Your adrenaline is through the roof, and you want to make sure that you protect yourself and your family from any additional harm or anxiety. With roughly 10 million car accidents a year in the U.S., it’s likely that you’ll eventually find yourself in that situation, so it is important to know what to do.
Call the Police
Even if you have gotten into a small accident, it is always in your best interest to call the police. Police will take pictures and write a report, which you can get a copy of to send to your insurance company. If you don’t call the police, the situation could quickly turn into a “he said, she said,” and it can cause problems with your insurance claim. Additionally, some insurance companies won’t accept a car accident claim without a police report.
File a Claim
Filing an insurance claim for your accident not only helps ensure your vehicle gets repaired but depending on your coverage, it can help pay for medical coverage for you and anyone else in the crash. It can also cover the property damage of anything else that may have been damaged in the crash. When you file your claim, your insurance company will recommend an auto body repair shop Brooklyn NY, but you have the choice of where you want to go. Don’t assume that the company that they have recommended is always the best.
Follow the Process
After you have filed a claim, you want to make sure that you follow the process and keep all paperwork sent to you. Insurance companies sometimes make mistakes and deny claims, whether in part or whole, that they have no reason to. If you have found that your claim hasn’t been approved, you will want to follow your insurance companies appeal process to get the decision overturned.